Prep Time: 1 hour 30 minutes | Cook Time: 30 minutes | Total Time: 2 hours
Yield: 1 loaf (12 slices) | Difficulty: Easy
Irresistible Cheesy, Spicy Homemade Bread in Minutes
This easy jalapeño cheddar bread is the perfect combination of golden, crusty exterior and soft, cheesy interior packed with spicy jalapeño flavor in every bite. With just seven simple ingredients you probably already have in your kitchen, this homemade bread comes together faster than you’d think—most of the time is hands-off rising while you relax. The aroma of melting cheddar cheese and fresh jalapeños baking in the oven will have everyone rushing to the kitchen asking “what smells so amazing?” Whether you’re serving it alongside a steaming bowl of chili, making gourmet grilled cheese sandwiches, or simply enjoying thick slices warm with butter, this jalapeño cheddar bread delivers bakery-quality results without any fuss or fancy equipment required!

Table of Contents
Simple Ingredients for the Best Jalapeño Cheddar Bread
For the Bread Dough:
- 3 cups all-purpose flour – fluff with a fork before measuring to avoid dense loaves
- 1 tablespoon granulated sugar – feeds the yeast and balances the heat
- 1 teaspoon kosher salt – enhances all the flavors (don’t use table salt—too fine)
- 1 packet active dry yeast – about 2¼ teaspoons (check expiration date!)
- 1 cup warm water – 105-110°F, like warm bathwater (not hot or it kills yeast)
- 2 tablespoons olive oil – keeps the crumb tender (can substitute melted butter)
For the Spicy Cheese Filling:
- 1 cup shredded sharp cheddar cheese – grate from a block for best melt (pre-shredded has anti-caking agents)
- 2 fresh jalapeños – finely chopped, seeds removed for mild or kept in for extra heat
Special Equipment:
- 9×5-inch loaf pan
- Large mixing bowl
- Kitchen towel or plastic wrap
- Instant-read thermometer (optional but helpful)

Easy Jalapeño Cheddar Bread
Equipment
- 9×5-inch loaf pan
- Large mixing bowl
- Wooden spoon or hands for mixing
- Kitchen towel or plastic wrap
- Wire cooling rack
- Instant-read thermometer (optional)
- Disposable gloves for handling jalapeños
Ingredients
For the Bread Dough
- 3 cups all-purpose flour fluff with fork before measuring to avoid dense loaves
- 1 tablespoon granulated sugar feeds the yeast and balances the heat
- 1 teaspoon kosher salt enhances all flavors – don’t use table salt
- 1 packet active dry yeast 2¼ teaspoons – check expiration date
- 1 cup warm water 105-110°F like warm bathwater – not hot or it kills yeast
- 2 tablespoons olive oil keeps crumb tender – can substitute melted butter
For the Spicy Cheese Filling
- 1 cup shredded sharp cheddar cheese grate from block for best melt – pre-shredded has anti-caking agents
- 2 fresh jalapeños finely chopped – remove seeds for mild or keep for extra heat – WEAR GLOVES
Instructions
- Mix Dry Ingredients: In largest mixing bowl, whisk together 3 cups flour, 1 tablespoon sugar, 1 teaspoon kosher salt, and 1 packet active dry yeast until evenly combined. Make a well in the center.
- Form the Dough: Pour 1 cup warm water (105-110°F) and 2 tablespoons olive oil into the well. Mix with wooden spoon or hands until shaggy, sticky dough forms. All flour should be incorporated.
- Knead Until Smooth: Turn dough onto lightly floured surface. Knead for 5 minutes: push away with heel of hand, fold back, turn quarter rotation, repeat. Dough should become smooth, soft, elastic and spring back when poked.
- First Rise: Lightly grease large bowl. Place dough in bowl and turn to coat with oil. Cover with damp towel or plastic wrap. Let rise in warm, draft-free spot for 1 hour until doubled in size and puffy.
- Prepare Add-ins: While dough rises, wear disposable gloves and finely chop 2 jalapeños. Remove all seeds and membranes for mild bread or keep some/all for spicier bread. Set aside with shredded cheddar.
- Fold in Cheese and Jalapeños: Punch down risen dough. Sprinkle cheese and jalapeños over dough. Fold into dough using envelope folds until evenly distributed. Dough will feel slightly sticky from add-ins.
- Shape and Second Rise: Generously grease 9×5-inch loaf pan. Shape dough into rectangle, roll tightly from short end, pinch seam, tuck ends under. Place seam-down in pan. Cover loosely, let rise 30 minutes until 1 inch above rim. Preheat oven to 375°F.
- Bake: Bake 25-30 minutes until top is deeply golden and loaf sounds hollow when tapped. If browning too fast, tent with foil. Internal temp should read 190-200°F.
- Cool Before Slicing: Cool in pan 5 minutes, then turn out onto wire rack. Let cool 15-20 minutes minimum before slicing to allow crumb to set and crust to crisp up.
Notes
How to Make Perfect Jalapeño Cheddar Bread Step-by-Step
Step 1: Mix the Dry Ingredients (5 minutes)
In your largest mixing bowl, whisk together 3 cups all-purpose flour, 1 tablespoon sugar, 1 teaspoon kosher salt, and 1 packet active dry yeast until evenly combined. Make a well in the center of the dry ingredients—this creates space for the liquids to blend smoothly.
Step 2: Add Liquids and Form the Dough (3 minutes)
Pour 1 cup warm water (105-110°F) and 2 tablespoons olive oil into the well. Using a wooden spoon or clean hands, mix together until a shaggy, rough dough forms. Don’t worry if it looks messy at this stage—that’s exactly what you want! All the flour should be incorporated, though the dough will be sticky and uneven.
Step 3: Knead Until Smooth and Elastic (5 minutes)
Turn the dough out onto a lightly floured work surface. Knead for about 5 minutes using this technique: push the dough away with the heel of your hand, fold it back toward you, give it a quarter turn, and repeat. The dough should transform from sticky and rough to smooth, soft, and elastic. When you poke it gently, it should spring back like a pillow. (Pro tip: Use the windowpane test—stretch a small piece of dough; if it forms a thin, translucent window without tearing, you’re done kneading!)
Step 4: First Rise in a Warm Place (1 hour)
Lightly grease a large bowl with olive oil or cooking spray. Place the kneaded dough in the bowl and turn it to coat all sides with oil. Cover with a damp kitchen towel or plastic wrap. Let rise in a warm, draft-free spot for 1 hour, or until doubled in size. The dough should look gloriously puffy and feel light when gently pressed. (Great rising spots: near a sunny window, on top of the fridge, or in an oven with just the light on!)
Step 5: Prepare the Jalapeños (While Dough Rises)
While the dough rises, prepare your jalapeños. IMPORTANT: Wear disposable gloves when handling jalapeños! The capsaicin oils can linger on your skin for hours and cause burning if you touch your eyes or face. Finely chop 2 jalapeños. For milder bread, remove all the seeds and white membranes (that’s where most of the heat lives). For spicier bread, keep some or all of the seeds in. Set aside with your shredded cheddar cheese.
Step 6: Fold in Cheese and Jalapeños (5 minutes)
Once the dough has doubled, punch it down with your fist (so satisfying!). Sprinkle the shredded cheddar cheese and chopped jalapeños over the dough. Here’s a pro trick: toss the cheese with 1 teaspoon of flour first to prevent clumping. Fold the cheese and jalapeños into the dough using envelope folds—pull one side over the center, then the opposite side, then the top and bottom. Repeat until the add-ins are evenly distributed throughout. The dough will feel slightly sticky again from the cheese and jalapeños.
Step 7: Shape and Second Rise (30 minutes)
Generously grease a 9×5-inch loaf pan with butter or cooking spray. Shape the dough into a rough log by gently pressing it into a rectangle, then rolling tightly from the short end. Pinch the seam closed and tuck the ends under. Place seam-side down in the prepared loaf pan. Cover loosely with a towel and let rise for 30 minutes until the dough rises about 1 inch above the rim of the pan and looks puffy. Meanwhile, preheat your oven to 375°F (190°C).
Step 8: Bake to Golden Perfection (30 minutes)
Bake the bread for 25-30 minutes until the top is deeply golden brown and the loaf sounds hollow when tapped on the bottom. If the top is browning too quickly (especially in the last 10 minutes), tent loosely with aluminum foil. For perfect doneness, use an instant-read thermometer inserted into the center—it should read 190-200°F. The cheese may bubble through cracks in the top, creating delicious crispy spots!
Step 9: Cool Before Slicing (20 minutes minimum)
Remove the bread from the oven and let it cool in the pan for 5 minutes. Then turn it out onto a wire cooling rack. Let cool for at least 15-20 minutes before slicing. I know waiting is torture when that cheesy aroma is filling your kitchen, but cutting too early results in gummy, compressed bread. The cooling time allows the interior crumb to set properly and the crust to crisp up beautifully.
Expert Tips for the Best Jalapeño Cheddar Bread Every Time
Jalapeño Heat Control:
The heat level is completely customizable! Remove all seeds and membranes for a mild, family-friendly version with just a hint of jalapeño flavor. Keep half the seeds for medium heat. Leave all seeds in for those who love spice. You can also use pickled jalapeños (pat them very dry first) for a tangy twist, or substitute roasted poblano peppers for a milder, smokier flavor.
Why Fresh-Grated Cheese Matters:
Pre-shredded cheese contains anti-caking agents (usually cellulose or potato starch) that prevent it from melting smoothly. Grating your own cheese from a block takes just a minute and results in those gorgeous melty pockets throughout the bread. Sharp cheddar gives the best flavor, but feel free to experiment with pepper jack (extra spicy!), smoked gouda (deep and woodsy), or white cheddar.
The Perfect Yeast Temperature:
Water temperature is crucial for yeast success! Too hot (over 120°F) kills the yeast. Too cold (under 100°F) won’t activate it properly. Aim for 105-110°F—it should feel like a warm bath on your wrist. If you don’t have a thermometer, mix equal parts boiling water and cold tap water.
Kneading Success Tips:
Don’t add too much flour while kneading—the dough should be slightly tacky but not sticking to your hands. If it’s truly too wet to handle, add flour one tablespoon at a time. Under-kneaded dough won’t develop proper gluten structure and will result in dense bread. Over-kneaded dough (rare when kneading by hand) becomes tough. The windowpane test is your friend!
Flavor Variations to Try:
- Bacon Jalapeño Cheddar: Fold in ½ cup crispy cooked bacon bits with the cheese (reduce salt to ¾ teaspoon)
- Herb Garden: Add 2 tablespoons chopped fresh cilantro or parsley
- Cornbread Style: Replace ½ cup flour with cornmeal for a grittier texture
- Extra Cheesy: Increase cheese to 1½ cups and sprinkle extra on top before baking
- Smoky Chipotle: Swap jalapeños for 2 tablespoons minced chipotle peppers in adobo sauce
Similar to our cheddar cheese bread recipe and Italian herbs and cheese bread, this jalapeño version adds a spicy kick that bread lovers can’t resist!
Serving Suggestions, Storage Tips, and Creative Uses
How to Serve Jalapeño Cheddar Bread:
This versatile bread shines in so many ways! Slice it thick while still warm and slather with butter—the way it melts into every nook and cranny is pure magic. It’s perfect for:
- Soup partner: Serve alongside tomato soup, chili, or our homemade loaded potato soup
- Breakfast upgrade: Toast slices and top with avocado, fried eggs, and hot sauce
- Grilled cheese heaven: Use thick slices for the ultimate spicy grilled cheese sandwich
- Charcuterie boards: The slight heat complements cured meats beautifully
- Taco night side: Serves as a delicious alternative to tortillas or cornbread
Storage Instructions:
Once completely cool, wrap the bread tightly in aluminum foil or store in an airtight container at room temperature for up to 3 days. The foil keeps the crust from getting soggy while maintaining moisture inside. Day-old bread is perfect for toasting!
Reviving Day-Old Bread:
If your bread loses its fresh-baked texture, spritz lightly with water and warm in a 350°F oven for 5-7 minutes. The crust will crisp up again and the cheese will get melty—almost as good as fresh!
Freezing for Later:
This bread freezes beautifully for up to 3 months! Cool completely, then wrap tightly in plastic wrap followed by aluminum foil (double wrapping prevents freezer burn). For easier portioning, slice before freezing and separate slices with parchment paper. Pop frozen slices straight into the toaster—no thawing needed!
Creative Leftover Uses:
- Make jalapeño cheddar bread crumbs for topping casseroles
- Cut into cubes for spicy croutons on salads
- Use for savory bread pudding or stuffing
- Create epic French toast with a spicy-savory twist
Love cheesy bread? You’ll also enjoy our garlic butter flatbread and no oven Turkish bread recipes!
FAQ About Jalapeño Cheddar Bread
Can I Use Instant Yeast Instead of Active Dry Yeast?
Yes! Instant yeast (also called rapid-rise or bread machine yeast) works perfectly. The main difference is you can skip the proofing step and mix it directly into the flour with the other dry ingredients. Use the same amount (2¼ teaspoons or 1 packet). Your rise times should be similar, though instant yeast sometimes works slightly faster—watch for the dough to double rather than strictly following the clock.
Why Did My Bread Turn Out Dense Instead of Light and Fluffy?
Dense bread usually happens for one of these reasons: (1) Old or inactive yeast—always check the expiration date and make sure your yeast foams during activation. (2) Water temperature was too hot and killed the yeast—stick to 105-110°F. (3) Not enough kneading—proper gluten development requires the full 5 minutes of kneading until the dough is smooth and elastic. (4) Adding too much flour—the dough should be slightly tacky, not dry. Next batch, weigh your flour or use the fluff-and-scoop method for accurate measuring!
Can I Make This Bread Ahead of Time or Overnight?
Absolutely! For make-ahead convenience, prepare the dough through the first rise. After punching it down and folding in the cheese and jalapeños, shape it and place in the greased loaf pan. Cover tightly with plastic wrap and refrigerate overnight (up to 24 hours). The next day, remove from the fridge and let sit at room temperature for 30-45 minutes before baking as directed. The cold fermentation actually develops more complex flavors!
Why This Jalapeño Cheddar Bread Will Become Your New Favorite
This easy jalapeño cheddar bread proves that impressive homemade bread doesn’t require complicated techniques or special ingredients. With just seven pantry staples and a couple hours (mostly hands-off time), you can create a golden, crusty loaf that rivals any bakery. The combination of melty sharp cheddar and fresh jalapeños creates the perfect balance of creamy, spicy, and savory in every bite. Whether you’re a bread-baking beginner or an experienced baker looking for a reliable recipe, this jalapeño cheddar bread delivers foolproof results every single time.
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